Unlimited automated and live customer service inquiries.Unlimited balance inquiries at ATMs and online customer service.Unlimited direct deposit transfers to a checking or savings account (including non-bank of America accounts).Unlimited teller cash access at any bank or credit union that accepts Visa® cards.Two free ATM withdrawals per benefit deposit at non-Bank of America ATMs (though the other Bank may charge a transaction or service fee).ATM withdrawals at domestic Bank of America ATMs.Cash-back with purchases at grocery stores, drug stores, and U.S. Fees can be avoided by following the tips provided in the welcome packet. When you receive your debit card and welcome packet, thoroughly read your debit card deposit agreement and refer to the Schedule of Bank Fees section to make sure you understand any transaction and service fees that may apply to your card. Direct deposit transfers may also be referred to as a funds transfer.įees can be avoided with careful use of your card.You may begin, modify, or stop your direct deposit transfer at any time.If immediate access to your funds is critical, you may choose to only have a portion of your benefits transferred to your personal bank account and keep the remainder on your card so those funds are immediately available.Do not contact the EDD to set up a direct deposit transfer. This option can be set up by contacting Bank of America either online or by phone, 1-86 (voice) or 1-86 (TTY).Delays may occur until the next business day if you bank at a smaller institution or if the transfer happens over a weekend when banks are closed.Direct deposit transfers can be set up as a one-time transfer or as an automatic recurring transfer.You do not need a checking or savings account with Bank of America to set up a direct deposit transfer to your own bank account with another banking institution.Direct deposit transfers cannot be performed until you receive and activate the debit card.Important Information about direct deposit transfers: After you receive and activate your card, contact Bank of America either online or by phone, 1-86 (voice), or TTY 1-86, to set up your direct deposit transfer. A direct deposit transfer is done electronically and transfers the money available on your debit card account to your personal checking or savings account.
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